All agents are NOT alike! Find out why I am a top real estate expert. Call me: 208-539-0795.

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >

From The Mallett's
Bonny knows her business and her area!
Camille & Steve Mallett
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

BJ Ross is one of The Top Selling Real Estate Experts™
Find Out More >

See the nation's top rated reports for Schools in Jerome, Hagerman and Twin Falls >

Coming Soon
Find Out More >

Welcome to BJ Ross's Jerome, Hagerman and Twin Falls Real Estate Website

Welcome! Here You Can Find Great Information on Jerome, Twin Falls, Hagerman, Wendell, Gooding, Filer, Kimberly, Shoshone, Idaho Real Estate. (The Magic Valley)

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Jerome, Hagerman and Twin Falls real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. I have the experience and track record you are looking for.

- BJ Ross

School Reports in Jerome, Hagerman and Twin Falls, Idaho

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Idaho Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Jerome, Hagerman and Twin Falls

Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What land did the U.S. Government buy for $7.2 million?
A	In March 1867, the US bought all of Russian America (Alaska) from Russia.
See More Real Estate Trivia >

BJ Ross, REALTOR®, real estate agent and broker for Jerome, Hagerman and Twin Falls, Idaho home listings, property and land for sale - NUMBER1EXPERT

BJ Ross
Canyonside Irwin Realty
700 S. Lincoin
Jerome, ID 83338
208-539-0795
Fax: 208-324-3363
bjross@NUMBER1EXPERT.com

www.MagicValleyRealEstateTeam.com is brought to you by BJ Ross
NUMBER1EXPERT in real estate for Jerome, Hagerman and Twin Falls, Idaho

Read BJ Ross's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge