Listing Details: Jerome, Hagerman and Twin Falls, Idaho Real Estate Listings & Homes For Sale Provided by BJ Ross

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Photo of 40 Bell Rapids Rd, Hagerman, ID, 83332.

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Address: 40 Bell Rapids Rd	City/ST: Hagerman, ID	Zip Code: 83332
Property Type: Single Family Home	New or Resale: Resale	Square Footage: 1440
Bedrooms: 2	Bathrooms: 2	MLS# 98412005

Remarkable opportunity to purchase a home with river front property on the Snake River with views and private homeowners access to the Snake River. Landscaped with mature trees, terracing waterfall and fire ring for relaxing enjoyment next to the river. Property site next to BLM property and is very private. You do not want this to slip by.

Last Updated: 2/16/2010 3:43:16 PM

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First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Q	Who is "Freddie Mac", and why is he a big name in real estate?
A	"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans.
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BJ Ross, REALTOR�, real estate agent and broker for Jerome, Hagerman and Twin Falls, Idaho home listings, property and land for sale - NUMBER1EXPERT

BJ Ross
Canyonside Irwin Realty
700 S. Lincoin
Jerome, ID 83338
208-539-0795
Fax: 208-324-3363
bjross@NUMBER1EXPERT.com

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